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The legal implications of self-driving car accidents

On Behalf of | Jan 21, 2025 | Motor Vehicle Accidents

As we use self-driving cars more often, the laws around them become more complicated. These vehicles can reduce human mistakes in accidents, but they also raise significant questions about who is responsible and how insurance should work. This guide can help you understand the legal landscape of self-driving car accidents.

Understanding liability in autonomous vehicle accidents

Traditionally, determining liability in car accidents involves identifying the negligent party, a human driver. However, with self-driving cars, this process becomes less straightforward. Therefore, it might be more challenging to determine who was responsible for the accident.

Imagine a self-driving car does not see a stop sign because a sensor breaks, and it causes an accident. The injured party might seek compensation from various entities, including the sensor manufacturer, the vehicle manufacturer, and the software developer. Depending on what went wrong, each of these companies might have to share the blame.

Insurance challenges with autonomous vehicles

As more people use self-driving cars, insurance rules will have to change. Regular car insurance covers accidents when a person is driving. But with self-driving cars, it is not clear what “driving” means.  For example, if a vehicle is programmed with a phone app to drive someone somewhere without a person in control, it is hard to say who is “driving” the car during an accident.

Insurance companies will need to make new rules for self-driving cars. These rules might need to cover situations where car owners are not directly in control but might still be responsible for accidents. Meanwhile, if you are involved in a car accident with an autonomous vehicle, do not hesitate to seek legal help. An attorney can update you on new regulations and determine an optimal course of action for your case.

What happens next?

As self-driving cars become more common, laws will need to change. Courts might look at past cases about airplane autopilot problems to help decide what happens with self-driving cars. In the past, sometimes companies that designed and tested autopilot systems were held responsible, not just the manufacturers.

New laws might be needed to clarify who is responsible if a self-driving car has an accident. These laws could include clear rules for insurance and who should pay for damages between car makers, software developers, and car owners.

Self-driving cars offer exciting chances to make roads safer and more efficient. But they also bring legal challenges that need careful thought. Car owners, manufacturers, and insurance companies must prepare for these changes. As technology gets better, having clear rules could ensure self-driving cars are safe and fair for everyone.